IVA Information

As you might already know, an IVA isn't going to just write all your debt away after filling in the application form. There is of course advantages and disadvantages to an IVAs and we are aware of them all and will be very open with you about all the pros and cons when applying for an IVA. Some of the great pluses are shown below:

  • Monthly payments to pay off debts are made more affordable, tailored to your income
  • In some cases, up to 75% of debts can also be cleared with an IVA
  • No more hassle from your creditors, they are forbidden from contacting you while under your IVA
  • Frozen interest, the interest is frozen and sometimes reduces with an IVA
  • An IVA can last up to 60 months (depending on debt levels) which after making you debt free
  • No legal action can be made against you from your creditors
  • An IVA doesn't carry the same negatives as bankruptcy
  • Assets like houses are safe from creditors under governemnt IVA rules

Some of the downsides to an IVA are issues like, you can't get any credit, store cards, credit cards, loans etc. You won't be able to get an overdraft with your bank which could course some people a problem. Although, If you are in a bad financial mess with over £15,000 of debt you could be eligible for an IVA. With being on an IVA, the lowered rate of your whole debt and a more affordable monthly repayment scheme (not to mention the avoidance of bankruptcy proceedings) should help these regulations.

Simply fill in the IVA application form below to see if you can cut your debts by 75%. Our expert advisors provide free IVA advice and depending on your circumstances will work out how to clear your debts in a way you can afford.

IVA Application Form

Fill in the IVA application form in below to start the process for the IVA (Individual Voluntary Arrangement). A senior IVA specialist will contact you at your requested time to discuss your options.

Your Details

Financial Situation

IVA applications form and debt help.

Below are a few of the benefits

When applying with our IVA application form an IVA can help reduce your debt by upto 70%!

You only pay what you can realistically afford if your an IVA application form is approved

The stress of your creditors chasing you will come to an end, they are bound by law to stop chasing for you payments

Get rid of the pressure of debt by applying with our IVA application form.

Why not get the ball rolling by filling in our IVA application form.

What is an IVA?

An IVA (Individual Voluntary Arrangement ) is an agreement between you (the iva application form applicate) and all your creditors. You and your creditors have to come to an arrangement which both parties are happy with. With you being happy with your new affordable monthy payments.

An IVA usually runs for 5 years (depending on your debt levels) and after these 5 years your debt can be settled and upto 70% of your debt can be wiped away.

Because of the way an IVA works it has to be set up by a licensed professional (IP) Insolvency Practioner.

The debt and interest you owe is actually reduced and frozen which is to help you as you get the IVA up and running, which is something we organise for you. So you don’t have to worry about filling in endless form.

FILL IN OUR 1 MINUTE FORM AND WE CAN GET THING ROLLING FOR YOU